£UK Money Tools

Stamp Duty on a £125,000 Property

Stamp Duty Land Tax on a £125,000 property in England or Northern Ireland is £0.00 for a standard purchase (effective rate 0.0%).

Standard Purchase

BandTax
£0 – £125,000 at 0.0%£0.00
Total Stamp Duty£0.00
Effective Rate0.0%

All Buyer Types on £125,000

Buyer TypeStamp DutyEffective Rate
Standard (moving home)£0.000.0%
First-time buyer£0.000.0%
Additional property (+5%)£6,250.005.0%

What You Pay on £125,000

On a £125,000 property, a standard buyer pays £0.00 in stamp duty. This is calculated on the banded system — you pay different rates on each portion of the price, not a flat rate on the total. At this price, the entire amount falls within the nil rate band, so no stamp duty is payable.