£UK Money Tools

Stamp Duty on a £825,000 Property

Stamp Duty Land Tax on a £825,000 property in England or Northern Ireland is £31,250.00 for a standard purchase (effective rate 3.8%).

Standard Purchase

BandTax
£0 – £125,000 at 0.0%£0.00
£125,000 – £250,000 at 2.0%£2,500.00
£250,000 – £825,000 at 5.0%£28,750.00
Total Stamp Duty£31,250.00
Effective Rate3.8%

All Buyer Types on £825,000

Buyer TypeStamp DutyEffective Rate
Standard (moving home)£31,250.003.8%
First-time buyer£31,250.003.8%
Additional property (+5%)£72,500.008.8%

What You Pay on £825,000

On a £825,000 property, a standard buyer pays £31,250.00 in stamp duty. This is calculated on the banded system — you pay different rates on each portion of the price, not a flat rate on the total. The first £125,000 is tax-free, then 2% on the next portion up to £250,000, and 5% on the rest up to £925,000.